What is UPI and How Does it Work?

UPI (Unified Payments Interface) is India’s revolutionary digital payment system that allows instant money transfers between bank accounts through mobile apps. With UPI, customers can scan a QR code, enter their PIN, and complete payments in seconds without any transaction fees.

Our free UPI QR Code Generator helps Indian businesses and merchants create dynamic QR codes with pre-filled payment amounts, making transactions faster and error-free.

Use UPI QR Codes in Google Forms and Google Sheets

You can also accept UPI payments with Google Forms or request UPI payments in bulk with Google Sheets.

Why Use Dynamic UPI QR Codes?

Dynamic QR codes include the payment amount, merchant name, and transaction details, unlike static QR codes that require customers to manually enter the amount. This reduces payment errors and speeds up the checkout process.

Benefits of Dynamic UPI QR Codes:

• Pre-filled amount - No manual entry needed
• Works with all UPI apps - Google Pay, PhonePe, Paytm, WhatsApp Pay, Amazon Pay, BHIM
• Zero transaction fees - Unlike credit cards or payment gateways
• Instant settlement - Money reaches your account immediately
• Perfect for invoices - Add to bills, emails, and receipts

Compatible UPI Apps

The QR codes generated by this tool are compatible with all UPI apps in India:

• Google Pay (GPay)
• PhonePe
• Paytm
• WhatsApp Pay
• Amazon Pay
• BHIM App
• Bank UPI apps (ICICI, SBI, HDFC, etc.)

How to Create Your UPI QR Code

1. Enter your business or merchant name
2. Select payment address type (UPI ID, Bank Account, Aadhaar, or Mobile)
3. Enter your payment details
4. Add transaction amount (optional for dynamic amount)
5. Add description or notes (optional)
6. Download your QR code as PNG image

Payment Address Types Supported

• UPI ID Address - Use your existing UPI ID (e.g., yourname@paytm, business@oksbi)
• Bank Account Number - Enter your account number and IFSC code to generate a UPI address
• Aadhaar-Linked UPI - Create QR codes using your 12-digit Aadhaar number
• Mobile Number UPI - Use your registered mobile number for UPI payments

Use Cases for UPI QR Codes

• Retail stores - Print and display at billing counter
• Invoices & Bills - Add to PDF invoices and receipts
• Email payments - Send payment requests via email
• E-commerce - Add to order confirmation pages
• Food delivery - Collect payment on delivery
• Freelancers - Request payments from clients
• Restaurants - Table-side payment collection
• Street vendors - Accept digital payments anywhere

Data Privacy & Security

Your sensitive data, including UPI address, bank account number, Aadhaar number, or mobile number, is never stored on our servers. All information stays in your browser’s local storage and is only used to generate the QR code image. We take your privacy seriously.

Important Disclaimer

This app is designed to help Indian merchants and businesses create UPI QR codes with custom amounts. It is not an official application and has no affiliation with any bank, BHIM UPI, NPCI (National Payments Corporation of India), or other financial institutions.

The logos of Amazon Pay, PhonePe, Paytm, Google Pay, WhatsApp Pay, and BHIM UPI are trademarks of their respective owners and are displayed for informational purposes only.

Made with ❤️ for Indian businesses

Technical Specifications

• Format: PNG image (downloadable)
• QR Code Standard: UPI Deep Linking Specification v1.0
• Currency: Indian Rupees (INR) only
• Browser Support: All modern browsers (Chrome, Firefox, Safari, Edge)
• Mobile Friendly: Fully responsive design
• Cost: 100% Free - No hidden charges